Charitable Giving Strategies

Giving generously is something many people do well. Giving strategically is where the real impact happens, and there are more options available to you than most people realize.

In this video, Charlie Barkmeier, CFP® walks through the charitable giving strategies the Gainline team uses most often with clients:

• Cash donations and bunching: How timing your giving across tax years can meaningfully increase your deduction
• Qualified Charitable Distributions (QCDs): How to give directly from your IRA after age 70½ and reduce your taxable income
• IRA beneficiary planning: Why naming a charity can preserve the full value of your retirement assets for the causes you care about
• Appreciated assets: How donating stock you have held for years avoids capital gains tax while maximizing your deduction
• Donor-Advised Funds: A flexible, powerful way to bundle the tax benefit now and distribute gifts over time
• Legacy and estate planning: How charitable intent fits into wills, trusts, and beneficiary designations

Whether you are thinking about giving today or planning for what you leave behind, this video covers the fundamentals and the strategies worth knowing about.

Have questions or want to explore what makes sense for your situation? Reach out at team@gainlinefp.com or visit gainlinefp.com.