See how we can turn financial complexity into a plan that actually makes sense for your life.
We have a clear, step-by-step process so you know what to expect at every stage.
You'll spend 30 minutes with our team to share what’s on your mind: the decisions you're weighing, what's worked with past advisors and what hasn't, and what you want the next chapter to look like. This conversation helps us get to know each other, to see if there’s a fit on both sides. We act as a professional extension of our clients’ families - so it matters that the relationship feels right from the start.
We'll set you up in a secure portal and walk through what we need: recent tax returns, account statements, estate documents, anything that helps us see the whole picture. Then we sit down again and do a deep dive on where you want to go. Not just the financial goals, but the life you're trying to build.
From there, we'll share what we're seeing: where the real opportunities are, what risks are sitting in plain sight, and what we'd prioritize first. We're not just looking at your numbers. We're trying to understand the questions you haven't asked yet, and the life you might not have realized was on the table.
We’ll get to work building out your personalized plan. We take what matters to you and turn it into a cash flow plan with real numbers and real timelines: retirement, the next house, your kids' education, the business sale, the legacy you want to leave. We stress-test it against various market scenarios so you're not betting on best-case assumptions. Then we look at your investments, your taxes, and your risk exposure. Some pieces may have been the right call when you made them, but no longer fit the life you're building. We'll show you where things are aligned, and where they aren't. Together, we'll create a roadmap of where you are, where you're trying to go, and how we can help get you there.
Once the plan is set, we move. We’ll consolidate your accounts, build your portfolio and put your investment, tax and wealth strategy to work. We cover everything from your estate plan and legacy to your charitable giving and risk management strategy.
From there, we manage the ongoing pieces. We’ll continue to watch, coordinate, anticipate changes and update your plan, working closely with you on any strategic calls. You'll always know what's happening, but you won't have to manage it or worry about things falling through the cracks.
A plan built today won't fit your life down the road. Markets shift, kids grow up, businesses sell, parents need care. So we check in on a regular cadence to revisit progress, update assumptions, and talk through what's changed. And in between, you can always reach out. Whether it’s a new job offer, a refinance, a charitable gift, a piece of real estate you’re ready to let go of, we’ll help you weigh your options. That's what we're here for. Not just the plan, but the professional extension of your family you can call to ask.
The clients who get the most out of working with us tend to share a few things in common:
Our best clients are capable people with full lives who'd rather hand the financial complexity to a team they trust than carry it alone. They want to be kept informed, not turned into experts.
Performance matters. But the people who fit here care about what their money is doing for them, building and living a life of purpose.
Giving is often part of the picture, whether that's supporting causes they believe in, helping the people around them, or building a plan where charitable goals are part of the strategy from the start.
They're thoughtful, they care, and they want a team that knows them, not just their account number.
Many of our clients are planning for more than themselves, whether that's their family or the causes they care about. They want their decisions to hold up across generations, and they're open to bringing their families into the conversation.
We charge a percentage of the assets we manage, billed at the end of each month, after the work is done. We want you to experience what we do before we bill you for it. Our fees move with your portfolio, our compensation is tied directly to the service you receive, and you’ll never wonder what you’re being charged for.
Minimum fee: $5,000 per year
| Portfolio Size | Annual Fee |
|---|---|
|
$0-$500,000 |
1.50% |
|
$500,000 – $1M |
1.25% |
|
$1M – $5M |
1.00% |
|
Over 5M |
0.09% |
A professional extension of your family who knows your full picture and is ready to advise or adjust the plan when life shifts (a new job, changes to your family, an aging family member, a loss, an update to your real estate portfolio, a windfall).
Your financial goals articulated and mapped out, so you know how to use your wealth to build the life you want, not just accumulate for its own sake. A north star to align your wealth to your life’s purpose.
Ongoing recommendations on estate planning, charitable strategies, withdrawal sequencing, and more, so you keep more of what you've earned.
A living financial plan that’s revisited and optimized as your life or the environment changes.
Confidence that your finances and investments are being watched, adjusted, and cared for by people who know you.
Everything you need to know about working with Gainline.
It starts with a 30-minute conversation. We’ll get to know each other, answer your questions, and see if there’s a fit on both sides. If there is, we’ll walk you through what happens next.
Our typical minimum is $500,000 in investable assets. That said, we occasionally make exceptions based on fit and planning complexity.
We start by understanding your goals, values, financial situation, and the life you’re trying to build. From there, we build a personalized strategy and investment portfolio designed to match your risk tolerance, time horizon and priorities. We monitor and adjust your portfolio over time because the plan and the portfolio only work if they keep up with your life.
We love meeting with our clients. Our cadence is tailored to you: your complexity, your needs, your life stage. Most clients meet with us at least semi-annually, with quarterly check-ins in the first year as we get to know each other and put your plan in motion. You’ll also hear from us on a regular basis to check in on your plan and share what we’re seeing in the markets. And whether something major changes or you just want to talk something through, we’re always available by phone, video, or in person.
That’s part of life, and part of the plan. When there’s a change (to your priorities, family, income, real estate, or giving wishes) we revisit what you’re working towards and update the plan so it stays aligned with your life. That’s what we’re here for.
As fiduciaries, we’re legally obligated to act in your best interest. We’ve built our business around that obligation: every recommendation you get is the one we believe will best accomplish your goals. The advice you get is never tied to a commission or sales incentive.
Our compensation is straightforward: you pay us an advisory fee, and that’s how we’re paid for the planning and investment work we do for you. Occasionally, our planning process surfaces an insurance-based need or another product that fits into your broader plan. Gainline Financial Partners is not an insurance business, but we can help meet those needs through separate entities and partners. When that happens, any compensation is clearly disclosed in advance, and we never double-bill (we won’t charge an advisory fee on assets where we’re already being compensated another way).
Clarity on every financial decision
Personalized and collaborative
Answers to your biggest financial questions
